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Old 08-07-2008, 04:48 PM
brucewrs brucewrs is offline
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Default Life insurance?anyone?

Still looking for someone to insure me.I get a kick out of the no questions asked..They are full of crap..
So anyone know where I can get at least a $100,000 policy?
I am 38 year old male,non smoker with MS....Thanks
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Old 08-07-2008, 09:15 PM
Jules A Jules A is offline
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Unless you get it through your employer I think it can be difficult if not impossible. I wonder if the accidental death insurance is any easier to get? Not perfect but wouldn't be a bad bet for a young person like yourself especially if you have a family to support. Good luck.
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Old 08-07-2008, 09:49 PM
MS Bites MS Bites is offline
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Probably have more luck winning the lottery than getting life insurance...

or find a part time job that you could do that offers life insurance,,,,,, whose life insurance benefits have portability...... then quit....... would that work?

or check with your state insurance commission office and see if they can point you in the right direction.....
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Old 08-07-2008, 10:16 PM
Jmak Jmak is offline
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The only way I could get life insurance was to sign up when I started a new job. I was actually able to get disability and life insurance during open enrollment with no medical questions asked.

Maybe you could ask your employer if it will be offered. Most union related jobs offer it to new employees and/or once a year I believe. I am in a teacher's union, that's my only experience.

Good luck,
Jean
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Old 08-08-2008, 04:25 PM
sixtieschick sixtieschick is offline
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Bruce, did you contact Sun Life? They insure me and I got my policy well after being dx'd.
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Old 08-08-2008, 09:13 PM
brucewrs brucewrs is offline
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Quote:
Originally Posted by sixtieschick View Post
Bruce, did you contact Sun Life? They insure me and I got my policy well after being dx'd.
I will look into it..If you dont mind what kind of policy and coverage did you get?Are they really expensive?I had one company want $4000. a year for only $50,000..Crazy!!!
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Old 08-11-2008, 11:03 AM
Jules A Jules A is offline
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Quote:
Originally Posted by MS Bites View Post
or find a part time job that you could do that offers life insurance,,,,,, whose life insurance benefits have portability...... then quit......

Not exactly what I would consider ethical.
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Old 08-11-2008, 11:23 AM
MS Bites MS Bites is offline
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Quote:
Originally Posted by Jules A View Post
Not exactly what I would consider ethical.

I didn't say it was ethical.....


if benefits are portable, he would be paying premiums.... and who knows, he may find a PT job he likes and can handle... and he may stay......
then it is a win-win
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Old 08-11-2008, 11:43 AM
Jules A Jules A is offline
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Quote:
Originally Posted by MS Bites View Post
I didn't say it was ethical.....


if benefits are portable, he would be paying premiums.... and who knows, he may find a PT job he likes and can handle... and he may stay......
then it is a win-win
Lol, that you didn't!

It would be a win-win to find a nice part-time job with benefits.
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Old 08-11-2008, 11:54 AM
notasperfectasyou notasperfectasyou is offline
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We couldn't get more ife insurance. My office's group policy provides $20k of spousal insurance, but we couldn't get this increased. She also has a pre-existing state farm policy, but we could not get that increased either. Oh yea, also tried to get spousal insurance through an affinity plan from an association I'm a member of - no go there either. Ken
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